Home Loans & Residential Investment Loans

Variable (Principal and Interest) loans

The rate charged on a variable loan moves up or down in accordance with movements in interest rates, as set by the Reserve Bank and money market.

Fixed Rate (Principal and Interest) loans

Has a fixed interest rate and therefore fixed loan repayments

Line of Credit

Allows you access to draw down funds when needed.

Low-doc home loans

No tax returns or financial reports are required.

Non-Conforming Loans

Loans that are outside the normal funder guidelines (note: the current market is constantly changing. Call us to get latest position).

Self Employed Applicants

Applicants who work for themselves in their own business.

Low Deposit Loans

Deposits from just 3%.

No Deposit Loans

Zero dollars deposit.

Impaired Credit Loans

If you have a poor credit history or employment history we can assist you a non confirming loan.

Composite Loans/Cocktail Loans

Various loans to satisfy the total loan amount requirement.

Private Funds

Can be arranged in special circumstances to meet shortfalls or to top up as part of a cocktail loan.

First Home Owners Grant (FHOG) Loans

Never owned a home before?

Let us help you move into your new home with the Government sponsored First Home Owners Grant.